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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,201 | $209,840-74.6% | $189,517-71.9% | $167,497-68.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 4.69% | 748.35%-743.7pp | 555.19%-550.5pp | 478.62%-473.9pp |
| Employer contribution / active EE | $9,296 | $6,914+34.4% | $6,162+50.9% | $4,838+92.1% |
| Participant deferral / active EE | $7,763 | $8,935-13.1% | $8,221-5.6% | $6,341+22.4% |
| Admin fee / account holder | $1,285 | $14,294-91.0% | $12,045-89.3% | $12,310-89.6% |