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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,441 | $183,968-68.2% | $162,166-64.0% | $152,870-61.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.4%+17.6pp |
| Annual return | 5.49% | 150.77%-145.3pp | 115.59%-110.1pp | 345.34%-339.9pp |
| Employer contribution / active EE | $9,903 | $6,371+55.4% | $5,614+76.4% | $4,763+107.9% |
| Participant deferral / active EE | $6,342 | $8,034-21.1% | $7,298-13.1% | $5,850+8.4% |
| Admin fee / account holder | $389 | $13,121-97.0% | $10,842-96.4% | $11,597-96.6% |