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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,964 | $76,551+109.0% | $123,894+29.1% | $62,881+154.4% |
| Participation rate | 81.8% | 73.0%+8.8pp | 81.4%+0.4pp | 69.3%+12.5pp |
| Annual return | 11.33% | 18.68%-7.3pp | 47.52%-36.2pp | 20.14%-8.8pp |
| Employer contribution / active EE | $2,340 | $2,882-18.8% | $4,617-49.3% | $2,281+2.6% |
| Participant deferral / active EE | $6,661 | $4,840+37.6% | $5,984+11.3% | $3,203+108.0% |
| Admin fee / account holder | $7,906 | $4,826+63.8% | $8,357-5.4% | $4,296+84.0% |