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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,585 | $98,776+78.8% | $149,745+17.9% | $79,856+121.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 3.93% | 27.38%-23.4pp | 276.72%-272.8pp | 31.71%-27.8pp |
| Employer contribution / active EE | $5,764 | $3,217+79.2% | $4,646+24.1% | $2,471+133.3% |
| Participant deferral / active EE | $8,840 | $5,681+55.6% | $6,843+29.2% | $3,741+136.3% |
| Admin fee / account holder | $6,447 | $6,053+6.5% | $9,312-30.8% | $5,306+21.5% |