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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,109 | $106,524+114.1% | $152,301+49.8% | $87,485+160.7% |
| Participation rate | 91.2% | 75.8%+15.4pp | 82.4%+8.7pp | 68.9%+22.2pp |
| Annual return | 11.92% | 26.89%-15.0pp | 80.50%-68.6pp | 26.06%-14.1pp |
| Employer contribution / active EE | $6,285 | $3,371+86.4% | $4,624+35.9% | $2,596+142.1% |
| Participant deferral / active EE | $11,052 | $6,525+69.4% | $8,004+38.1% | $4,274+158.6% |
| Admin fee / account holder | $5,918 | $8,287-28.6% | $14,398-58.9% | $7,775-23.9% |