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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,766 | $93,598+75.0% | $135,974+20.4% | $75,173+117.9% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 13.24% | 30.89%-17.6pp | 68.30%-55.1pp | 160.72%-147.5pp |
| Employer contribution / active EE | $6,072 | $3,538+71.6% | $4,859+25.0% | $2,671+127.3% |
| Participant deferral / active EE | $9,967 | $6,405+55.6% | $7,760+28.4% | $4,126+141.5% |
| Admin fee / account holder | $4,354 | $6,978-37.6% | $10,767-59.6% | $5,651-23.0% |