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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,292 | $168,635-64.2% | $147,617-59.2% | $125,389-51.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.64% | 77.65%-80.3pp | 61.98%-64.6pp | 282.24%-284.9pp |
| Employer contribution / active EE | $5,356 | $6,252-14.3% | $5,564-3.7% | $4,866+10.1% |
| Participant deferral / active EE | $8,972 | $5,507+62.9% | $4,895+83.3% | $5,352+67.6% |
| Admin fee / account holder | $2,530 | $13,580-81.4% | $11,612-78.2% | $9,541-73.5% |