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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,315 | $202,342-63.3% | $172,753-57.0% | $152,909-51.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.30% | 1029.88%-1013.6pp | 803.00%-786.7pp | 345.46%-329.2pp |
| Employer contribution / active EE | $3,831 | $5,857-34.6% | $5,144-25.5% | $4,764-19.6% |
| Participant deferral / active EE | $5,353 | $5,948-10.0% | $5,198+3.0% | $5,851-8.5% |
| Admin fee / account holder | $1,105 | $17,112-93.5% | $13,956-92.1% | $11,601-90.5% |