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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,192 | $180,459-59.4% | $154,108-52.5% | $135,380-45.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.52% | 888.21%-892.7pp | 735.21%-739.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $4,100 | $6,035-32.1% | $5,298-22.6% | $4,779-14.2% |
| Participant deferral / active EE | $6,154 | $5,806+6.0% | $5,081+21.1% | $5,609+9.7% |
| Admin fee / account holder | $5,066 | $16,145-68.6% | $13,411-62.2% | $10,828-53.2% |