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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,668 | $217,432-60.6% | $185,851-53.9% | $167,553-48.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.66% | 148.43%-137.8pp | 122.11%-111.4pp | 478.89%-468.2pp |
| Employer contribution / active EE | $4,337 | $5,874-26.2% | $5,168-16.1% | $4,840-10.4% |
| Participant deferral / active EE | $5,584 | $6,357-12.2% | $5,569+0.3% | $6,343-12.0% |
| Admin fee / account holder | $2,613 | $19,820-86.8% | $16,245-83.9% | $12,316-78.8% |