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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,023 | $150,447+44.9% | $136,298+60.0% | $147,586+47.7% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 17.68% | 1049.15%-1031.5pp | 5156.27%-5138.6pp | 578.59%-560.9pp |
| Employer contribution / active EE | $5,462 | $5,256+3.9% | $4,696+16.3% | $4,876+12.0% |
| Participant deferral / active EE | $5,580 | $6,631-15.8% | $6,247-10.7% | $5,439+2.6% |
| Admin fee / account holder | $43,554 | $10,906+299.4% | $9,244+371.2% | $10,886+300.1% |