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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,782 | $135,956+35.9% | $123,894+49.1% | $273,972-32.6% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 6.32% | 56.63%-50.3pp | 47.52%-41.2pp | 41.46%-35.1pp |
| Employer contribution / active EE | $11,673 | $5,170+125.8% | $4,617+152.8% | $4,869+139.7% |
| Participant deferral / active EE | $7,067 | $6,343+11.4% | $5,984+18.1% | $5,287+33.7% |
| Admin fee / account holder | $15,793 | $9,817+60.9% | $8,357+89.0% | $10,133+55.9% |