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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,308 | $165,399+30.8% | $149,745+44.5% | $158,982+36.1% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 15.76% | 348.34%-332.6pp | 276.72%-261.0pp | 302.99%-287.2pp |
| Employer contribution / active EE | $9,436 | $5,105+84.8% | $4,646+103.1% | $4,763+98.1% |
| Participant deferral / active EE | $9,100 | $7,183+26.7% | $6,843+33.0% | $5,983+52.1% |
| Admin fee / account holder | $3,378 | $10,811-68.8% | $9,312-63.7% | $11,252-70.0% |