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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,720 | $157,304+27.0% | $141,197+41.4% | $152,909+30.6% |
| Participation rate | 92.3% | 84.8%+7.5pp | 82.5%+9.8pp | 82.5%+9.9pp |
| Annual return | 24.29% | 64.34%-40.1pp | 71.41%-47.1pp | 345.46%-321.2pp |
| Employer contribution / active EE | $8,424 | $5,263+60.1% | $4,736+77.9% | $4,764+76.8% |
| Participant deferral / active EE | $8,059 | $7,111+13.3% | $6,710+20.1% | $5,851+37.7% |
| Admin fee / account holder | $5,534 | $12,126-54.4% | $10,265-46.1% | $11,601-52.3% |