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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,244 | $95,406+88.9% | $185,849-3.0% | $85,847+110.0% |
| Participation rate | 64.3% | 68.8%-4.5pp | 81.7%-17.4pp | 69.3%-5.0pp |
| Annual return | 11.68% | 23.59%-11.9pp | 122.10%-110.4pp | 318.61%-306.9pp |
| Employer contribution / active EE | $4,649 | $3,314+40.3% | $5,169-10.1% | $2,565+81.2% |
| Participant deferral / active EE | $7,758 | $3,424+126.6% | $5,569+39.3% | $3,952+96.3% |
| Admin fee / account holder | $17,759 | $7,214+146.2% | $16,244+9.3% | $6,261+183.7% |