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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,077 | $77,908+82.4% | $149,696-5.1% | $75,173+89.0% |
| Participation rate | 71.9% | 65.6%+6.3pp | 78.8%-6.9pp | 67.2%+4.7pp |
| Annual return | 12.57% | 31.73%-19.2pp | 134.46%-121.9pp | 160.72%-148.1pp |
| Employer contribution / active EE | $5,863 | $3,138+86.9% | $4,821+21.6% | $2,671+119.5% |
| Participant deferral / active EE | $8,745 | $3,411+156.4% | $5,682+53.9% | $4,126+111.9% |
| Admin fee / account holder | $32,598 | $5,950+447.9% | $13,212+146.7% | $5,651+476.9% |