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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,215 | $81,276+86.1% | $155,574-2.8% | $80,925+86.9% |
| Participation rate | 65.9% | 66.2%-0.4pp | 78.2%-12.4pp | 67.7%-1.8pp |
| Annual return | 10.91% | 33.36%-22.5pp | 64.87%-54.0pp | 35.65%-24.7pp |
| Employer contribution / active EE | $4,922 | $3,103+58.6% | $4,676+5.3% | $2,756+78.6% |
| Participant deferral / active EE | $6,639 | $3,453+92.3% | $5,629+17.9% | $4,299+54.5% |
| Admin fee / account holder | $17,735 | $7,993+121.9% | $15,914+11.4% | $6,940+155.6% |