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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,411 | $75,832+12.6% | $147,617-42.1% | $59,633+43.2% |
| Participation rate | 65.9% | 71.6%-5.7pp | 84.6%-18.7pp | 68.7%-2.8pp |
| Annual return | -1.63% | 0.37%-2.0pp | 61.98%-63.6pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $3,745 | $3,485+7.5% | $5,564-32.7% | $2,203+70.0% |
| Participant deferral / active EE | $5,386 | $3,131+72.1% | $4,895+10.0% | $3,192+68.8% |
| Admin fee / account holder | $18,734 | $5,986+213.0% | $11,612+61.3% | $4,297+336.0% |