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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,401 | $176,077-7.8% | $159,455+1.8% | $167,518-3.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 18.24% | 331.83%-313.6pp | 263.63%-245.4pp | 478.71%-460.5pp |
| Employer contribution / active EE | $5,930 | $5,298+11.9% | $4,830+22.8% | $4,838+22.6% |
| Participant deferral / active EE | $12,783 | $7,751+64.9% | $7,353+73.8% | $6,342+101.6% |
| Admin fee / account holder | $727 | $12,556-94.2% | $10,800-93.3% | $12,312-94.1% |