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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,943 | $160,040+13.7% | $147,096+23.7% | $145,877+24.7% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 15.85% | 98.49%-82.6pp | 419.75%-403.9pp | 551.28%-535.4pp |
| Employer contribution / active EE | $5,736 | $5,289+8.4% | $4,936+16.2% | $4,663+23.0% |
| Participant deferral / active EE | $13,953 | $8,429+65.5% | $8,071+72.9% | $6,691+108.6% |
| Admin fee / account holder | $944 | $15,050-93.7% | $13,005-92.7% | $13,402-93.0% |