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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,371 | $138,102-2.0% | $125,381+8.0% | $134,532+0.6% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -20.46% | 750.73%-771.2pp | 572.31%-592.8pp | 418.27%-438.7pp |
| Employer contribution / active EE | $5,467 | $5,245+4.2% | $4,815+13.5% | $4,741+15.3% |
| Participant deferral / active EE | $13,052 | $7,801+67.3% | $7,448+75.2% | $6,401+103.9% |
| Admin fee / account holder | $696 | $11,568-94.0% | $10,007-93.0% | $11,429-93.9% |