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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,577 | $156,398+28.2% | $147,318+36.2% | $138,895+44.4% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 16.61% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $6,334 | $4,853+30.5% | $4,593+37.9% | $4,194+51.0% |
| Participant deferral / active EE | $17,108 | $8,237+107.7% | $7,906+116.4% | $6,396+167.5% |
| Admin fee / account holder | $17,131 | $14,976+14.4% | $13,708+25.0% | $12,562+36.4% |