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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,984 | $56,894-59.6% | $84,753-72.9% | $62,881-63.4% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -1.94% | 6.30%-8.2pp | 22.78%-24.7pp | 20.14%-22.1pp |
| Employer contribution / active EE | $6,151 | $2,400+156.3% | $3,574+72.1% | $2,281+169.7% |
| Participant deferral / active EE | $1,208 | $2,709-55.4% | $3,712-67.4% | $3,203-62.3% |
| Admin fee / account holder | $2,247 | $3,581-37.3% | $5,333-57.9% | $4,296-47.7% |