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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,932 | $83,843-8.2% | $123,973-37.9% | $65,306+17.8% |
| Participation rate | 73.6% | 56.0%+17.6pp | 76.7%-3.1pp | 57.7%+15.9pp |
| Annual return | 10.53% | 19.87%-9.3pp | 388.13%-377.6pp | 21.94%-11.4pp |
| Employer contribution / active EE | $6,682 | $2,873+132.6% | $4,126+62.0% | $1,967+239.7% |
| Participant deferral / active EE | $1,659 | $2,997-44.6% | $5,247-68.4% | $2,959-43.9% |
| Admin fee / account holder | $4,561 | $4,735-3.7% | $11,799-61.3% | $3,480+31.1% |