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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,609 | $78,682-15.3% | $109,188-39.0% | $85,851-22.4% |
| Participation rate | 90.4% | 68.3%+22.1pp | 75.9%+14.5pp | 69.3%+21.1pp |
| Annual return | 6.79% | 25.09%-18.3pp | 25.76%-19.0pp | 318.63%-311.8pp |
| Employer contribution / active EE | $8,676 | $2,734+217.4% | $3,723+133.0% | $2,565+238.2% |
| Participant deferral / active EE | $1,671 | $3,468-51.8% | $4,654-64.1% | $3,952-57.7% |
| Admin fee / account holder | $6,512 | $5,470+19.1% | $6,755-3.6% | $6,261+4.0% |