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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,950 | $73,988-25.7% | $96,538-43.1% | $75,177-26.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 10.80% | 26.73%-15.9pp | 35.74%-24.9pp | 160.75%-149.9pp |
| Employer contribution / active EE | $10,317 | $2,930+252.1% | $3,740+175.8% | $2,671+286.2% |
| Participant deferral / active EE | $1,488 | $3,660-59.4% | $4,880-69.5% | $4,126-63.9% |
| Admin fee / account holder | $6,284 | $5,220+20.4% | $6,737-6.7% | $5,651+11.2% |