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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,783 | $232,540-91.5% | $185,117-89.3% | $147,586-86.6% |
| Participation rate | 80.0% | 82.4%-2.4pp | 77.3%+2.7pp | 82.8%-2.8pp |
| Annual return | 0.00% | 43.03%-43.0pp | 40.50%-40.5pp | 578.59%-578.6pp |
| Employer contribution / active EE | $11,334 | $5,195+118.2% | $4,182+171.0% | $4,876+132.4% |
| Participant deferral / active EE | $5,613 | $5,834-3.8% | $5,045+11.2% | $5,439+3.2% |
| Admin fee / account holder | $514 | $10,275-95.0% | $8,159-93.7% | $10,886-95.3% |