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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,004 | $228,395-77.7% | $185,861-72.6% | $158,982-67.9% |
| Participation rate | 92.3% | 82.3%+10.0pp | 78.0%+14.3pp | 82.0%+10.3pp |
| Annual return | 8.44% | 40.82%-32.4pp | 35.96%-27.5pp | 302.99%-294.5pp |
| Employer contribution / active EE | $4,749 | $4,968-4.4% | $4,088+16.2% | $4,763-0.3% |
| Participant deferral / active EE | $3,841 | $6,417-40.2% | $5,634-31.8% | $5,983-35.8% |
| Admin fee / account holder | $8,547 | $11,869-28.0% | $9,503-10.1% | $11,252-24.0% |