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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,749 | $226,135-78.9% | $182,558-73.8% | $152,909-68.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 72.36% | 192.60%-120.2pp | 148.59%-76.2pp | 345.46%-273.1pp |
| Employer contribution / active EE | $7,597 | $4,979+52.6% | $4,076+86.4% | $4,764+59.5% |
| Participant deferral / active EE | $3,678 | $6,371-42.3% | $5,526-33.4% | $5,851-37.1% |
| Admin fee / account holder | $681 | $10,707-93.6% | $8,594-92.1% | $11,601-94.1% |