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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,807 | $202,463-64.0% | $169,397-57.0% | $139,487-47.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 18.72% | 532.64%-513.9pp | 406.23%-387.5pp | 373.84%-355.1pp |
| Employer contribution / active EE | $3,294 | $4,694-29.8% | $4,013-17.9% | $4,755-30.7% |
| Participant deferral / active EE | $7,435 | $6,941+7.1% | $6,223+19.5% | $6,713+10.8% |
| Admin fee / account holder | $1,334 | $10,726-87.6% | $9,017-85.2% | $11,407-88.3% |