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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,001 | $96,562-75.1% | $80,976-70.4% | $273,965-91.2% |
| Participation rate | 63.6% | 79.1%-15.4pp | 75.8%-12.2pp | 83.0%-19.4pp |
| Annual return | 12.28% | 15.14%-2.9pp | 17.10%-4.8pp | 41.45%-29.2pp |
| Employer contribution / active EE | $7,615 | $4,868+56.4% | $3,714+105.0% | $4,869+56.4% |
| Participant deferral / active EE | $6,337 | $6,597-3.9% | $5,696+11.3% | $5,287+19.9% |
| Admin fee / account holder | $531 | $7,493-92.9% | $5,516-90.4% | $10,132-94.8% |