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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,638 | $99,668-38.2% | $86,451-28.7% | $134,545-54.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.43% | 6789.61%-6801.0pp | 4398.51%-4409.9pp | 418.37%-429.8pp |
| Employer contribution / active EE | $11,692 | $4,403+165.6% | $3,770+210.1% | $4,742+146.6% |
| Participant deferral / active EE | $9,959 | $7,249+37.4% | $6,953+43.2% | $6,401+55.6% |
| Admin fee / account holder | $873 | $8,377-89.6% | $6,734-87.0% | $11,431-92.4% |