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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,846 | $107,941-62.2% | $91,994-55.6% | $152,909-73.3% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 16.53% | 89.28%-72.7pp | 69.04%-52.5pp | 345.46%-328.9pp |
| Employer contribution / active EE | $9,420 | $4,212+123.7% | $3,453+172.8% | $4,764+97.7% |
| Participant deferral / active EE | $7,694 | $6,366+20.9% | $5,924+29.9% | $5,851+31.5% |
| Admin fee / account holder | $414 | $10,521-96.1% | $7,744-94.7% | $11,601-96.4% |