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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,818 | $107,666+39.2% | $102,184+46.6% | $154,746-3.2% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 18.46% | 29.33%-10.9pp | 31.58%-13.1pp | 172.34%-153.9pp |
| Employer contribution / active EE | $9,840 | $3,846+155.8% | $3,594+173.8% | $4,379+124.7% |
| Participant deferral / active EE | $9,155 | $8,719+5.0% | $8,309+10.2% | $6,730+36.0% |
| Admin fee / account holder | $2,281 | $12,943-82.4% | $11,609-80.3% | $14,365-84.1% |