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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,314 | $86,701-84.6% | $73,309-81.8% | $125,389-89.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -8.32% | 2.78%-11.1pp | 5.67%-14.0pp | 282.24%-290.6pp |
| Employer contribution / active EE | $2,073 | $4,152-50.1% | $3,237-36.0% | $4,866-57.4% |
| Participant deferral / active EE | $8,431 | $5,549+51.9% | $4,991+68.9% | $5,352+57.6% |
| Admin fee / account holder | $455 | $7,768-94.1% | $5,635-91.9% | $9,541-95.2% |