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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,202 | $32,425-93.2% | $74,577-97.0% | $55,167-96.0% |
| Participation rate | 100.0% | 54.0%+46.0pp | 68.1%+31.9pp | 69.0%+31.0pp |
| Annual return | 16.22% | 10.63%+5.6pp | 20.47%-4.3pp | 169.23%-153.0pp |
| Employer contribution / active EE | $207 | $1,043-80.2% | $2,525-91.8% | $1,963-89.5% |
| Participant deferral / active EE | $634 | $1,995-68.2% | $3,458-81.7% | $3,054-79.2% |
| Admin fee / account holder | $2 | $748-99.8% | $4,138-100.0% | $504-99.7% |