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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL DECISIONS4 years Service code 13 · EIN 68-0236865 | Contract Administrator | $2,631 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage | $0 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,186 | $39,948-67.0% | $89,435-85.3% | $73,412-82.0% |
| Participation rate | 40.8% | 50.4%-9.6pp | 68.0%-27.2pp | 72.2%-31.4pp |
| Annual return | 21.86% | 50.12%-28.3pp | 245.55%-223.7pp | 59.30%-37.4pp |
| Employer contribution / active EE | $700 | $1,200-41.6% | $2,587-72.9% | $2,234-68.6% |
| Participant deferral / active EE | $1,255 | $2,193-42.8% | $3,890-67.7% | $3,806-67.0% |
| Admin fee / account holder | $15 | $134-89.1% | $4,884-99.7% | $158-90.7% |