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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL DECISIONS2 years Service code 13 · EIN 68-0236865 | Contract Administrator | $3,749 |
Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage | $0 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,760 | $44,473-44.3% | $76,518-67.6% | $55,725-55.6% |
| Participation rate | 18.1% | 51.0%-32.9pp | 68.0%-49.9pp | 70.9%-52.8pp |
| Annual return | -9.91% | -2.01%-7.9pp | -0.27%-9.6pp | 244.93%-254.8pp |
| Employer contribution / active EE | $536 | $1,101-51.3% | $2,647-79.8% | $2,078-74.2% |
| Participant deferral / active EE | $982 | $1,988-50.6% | $3,836-74.4% | $3,356-70.7% |
| Admin fee / account holder | $77 | $134-43.0% | $4,849-98.4% | $115-33.6% |