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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FINDEC BENEFIT SERVICES Service code 13 · EIN 85-3986400 | Contract Administrator | $3,722 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage | $0 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,911 | $41,151-54.0% | $80,648-76.6% | $71,529-73.6% |
| Participation rate | 44.7% | 50.2%-5.6pp | 67.0%-22.3pp | 67.9%-23.3pp |
| Annual return | 22.74% | 38.49%-15.7pp | 937.21%-914.5pp | 28.97%-6.2pp |
| Employer contribution / active EE | $1,230 | $1,513-18.7% | $2,724-54.8% | $2,590-52.5% |
| Participant deferral / active EE | $2,144 | $2,700-20.6% | $4,443-51.7% | $4,291-50.0% |
| Admin fee / account holder | $18 | $1,842-99.0% | $5,382-99.7% | $1,588-98.9% |