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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,684 | $93,117+53.2% | $77,096+85.1% | $134,532+6.1% |
| Participation rate | 29.4% | 74.5%-45.1pp | 67.9%-38.5pp | 81.2%-51.8pp |
| Annual return | -19.35% | 62.67%-82.0pp | 42.35%-61.7pp | 418.27%-437.6pp |
| Employer contribution / active EE | $1,199 | $3,420-64.9% | $2,814-57.4% | $4,741-74.7% |
| Participant deferral / active EE | $2,628 | $5,241-49.9% | $4,429-40.7% | $6,401-58.9% |
| Admin fee / account holder | $1,899 | $6,948-72.7% | $5,428-65.0% | $11,429-83.4% |