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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,097 | $101,063-24.7% | $81,473-6.6% | $147,586-48.4% |
| Participation rate | 27.8% | 74.5%-46.7pp | 68.0%-40.2pp | 82.8%-55.1pp |
| Annual return | 16.39% | 32.41%-16.0pp | 38.78%-22.4pp | 578.59%-562.2pp |
| Employer contribution / active EE | $1,476 | $3,206-54.0% | $2,568-42.5% | $4,876-69.7% |
| Participant deferral / active EE | $1,234 | $4,242-70.9% | $3,537-65.1% | $5,439-77.3% |
| Admin fee / account holder | $601 | $5,812-89.7% | $4,561-86.8% | $10,886-94.5% |