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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,999 | $93,064-38.8% | $74,577-23.6% | $273,972-79.2% |
| Participation rate | 25.0% | 74.9%-49.9pp | 68.1%-43.1pp | 83.0%-58.0pp |
| Annual return | 7.26% | 26.18%-18.9pp | 20.47%-13.2pp | 41.46%-34.2pp |
| Employer contribution / active EE | $444 | $3,160-85.9% | $2,525-82.4% | $4,869-90.9% |
| Participant deferral / active EE | $2,053 | $4,160-50.7% | $3,458-40.6% | $5,287-61.2% |
| Admin fee / account holder | $772 | $5,273-85.4% | $4,138-81.3% | $10,133-92.4% |