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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,905 | $104,9370% | $84,628+24.0% | $152,897-31.4% |
| Participation rate | 26.3% | 74.8%-48.5pp | 68.2%-41.9pp | 82.5%-56.1pp |
| Annual return | 19.81% | 373.88%-354.1pp | 258.80%-239.0pp | 345.43%-325.6pp |
| Employer contribution / active EE | $591 | $3,303-82.1% | $2,653-77.7% | $4,764-87.6% |
| Participant deferral / active EE | $2,183 | $4,690-53.4% | $3,900-44.0% | $5,851-62.7% |
| Admin fee / account holder | $1,277 | $6,243-79.5% | $4,914-74.0% | $11,599-89.0% |