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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,759 | $95,188-17.3% | $76,518+2.9% | $135,379-41.8% |
| Participation rate | 21.7% | 74.4%-52.7pp | 68.0%-46.3pp | 82.6%-60.9pp |
| Annual return | -9.61% | 4.85%-14.5pp | -0.27%-9.3pp | 519.79%-529.4pp |
| Employer contribution / active EE | $392 | $3,303-88.1% | $2,647-85.2% | $4,779-91.8% |
| Participant deferral / active EE | $1,776 | $4,640-61.7% | $3,836-53.7% | $5,609-68.3% |
| Admin fee / account holder | $1,266 | $6,249-79.7% | $4,849-73.9% | $10,828-88.3% |