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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,915 | $72,177-71.0% | $115,038-81.8% | $59,633-64.9% |
| Participation rate | 60.8% | 72.6%-11.8pp | 81.4%-20.6pp | 68.7%-7.9pp |
| Annual return | -1.75% | 12.02%-13.8pp | 26.14%-27.9pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $2,215 | $2,841-22.1% | $4,608-51.9% | $2,203+0.5% |
| Participant deferral / active EE | $4,827 | $4,783+0.9% | $6,026-19.9% | $3,192+51.3% |
| Admin fee / account holder | $1,061 | $4,927-78.5% | $8,175-87.0% | $4,297-75.3% |