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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,908 | $148,623-70.5% | $135,974-67.7% | $139,466-68.5% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 21.30% | 79.30%-58.0pp | 68.30%-47.0pp | 373.66%-352.4pp |
| Employer contribution / active EE | $4,846 | $5,246-7.6% | $4,859-0.3% | $4,754+1.9% |
| Participant deferral / active EE | $12,169 | $8,103+50.2% | $7,760+56.8% | $6,712+81.3% |
| Admin fee / account holder | $3,352 | $12,406-73.0% | $10,767-68.9% | $11,409-70.6% |