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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,244 | $76,551-74.9% | $123,894-84.5% | $62,881-69.4% |
| Participation rate | 71.1% | 73.0%-1.9pp | 81.4%-10.4pp | 69.3%+1.7pp |
| Annual return | 14.57% | 18.68%-4.1pp | 47.52%-32.9pp | 20.14%-5.6pp |
| Employer contribution / active EE | $2,139 | $2,882-25.8% | $4,617-53.7% | $2,281-6.2% |
| Participant deferral / active EE | $4,215 | $4,840-12.9% | $5,984-29.6% | $3,203+31.6% |
| Admin fee / account holder | $1,299 | $4,826-73.1% | $8,357-84.5% | $4,296-69.8% |