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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,689 | $82,674-58.0% | $125,381-72.3% | $68,486-49.3% |
| Participation rate | 69.0% | 75.1%-6.1pp | 82.4%-13.4pp | 67.9%+1.1pp |
| Annual return | -16.50% | -5.97%-10.5pp | 572.31%-588.8pp | -7.85%-8.7pp |
| Employer contribution / active EE | $3,328 | $3,382-1.6% | $4,815-30.9% | $2,597+28.2% |
| Participant deferral / active EE | $7,949 | $6,111+30.1% | $7,448+6.7% | $4,028+97.4% |
| Admin fee / account holder | $1,587 | $6,277-74.7% | $10,007-84.1% | $5,404-70.6% |