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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,316 | $52,279-34.4% | $89,435-61.6% | $79,856-57.0% |
| Participation rate | 55.6% | 57.5%-2.0pp | 68.0%-12.4pp | 69.6%-14.1pp |
| Annual return | 15.19% | 22.16%-7.0pp | 245.55%-230.4pp | 31.71%-16.5pp |
| Employer contribution / active EE | $1,208 | $1,572-23.1% | $2,587-53.3% | $2,471-51.1% |
| Participant deferral / active EE | $2,785 | $2,740+1.6% | $3,890-28.4% | $3,741-25.6% |
| Admin fee / account holder | $210 | $3,356-93.7% | $4,884-95.7% | $5,306-96.0% |