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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,590 | $48,053-38.4% | $84,637-65.0% | $72,976-59.5% |
| Participation rate | 57.7% | 57.6%+0.1pp | 68.2%-10.5pp | 69.5%-11.8pp |
| Annual return | 17.02% | 37.39%-20.4pp | 258.82%-241.8pp | 81.02%-64.0pp |
| Employer contribution / active EE | $1,269 | $1,602-20.8% | $2,653-52.2% | $2,440-48.0% |
| Participant deferral / active EE | $2,883 | $2,681+7.6% | $3,900-26.1% | $3,608-20.1% |
| Admin fee / account holder | $119 | $3,395-96.5% | $4,914-97.6% | $5,124-97.7% |